SCHEDULE OF DENTAL BENEFITS

Plan Feature

ENHANCED

Dental Option

BASIC

Dental Option

Annual deductible

$25/person

None

Lifetime deductible

None

$50/person

Annual maximum benefit

$2,000
(not including orthodontia)

$1,500

Diagnostic/preventive services

   
bullet Exams
bullet Cleaning (including periodontal cleaning)
bullet Application of fluoride
bullet X-rays
bullet Space maintainers

100% of R&C*
(deductible does not apply)

80% R&C * after deductible

Basic restorative services

   
bullet Fillings
bullet Surgery
bullet Endodontics
bullet Periodontal procedures such as bone and gum (gingival) surgery

80% R&C * after deductible

80% R&C * after deductible

Major restorative services

   
bullet Onlays
bullet Crowns
bullet Bridges

50% R&C * after deductible

50% R&C * after deductible

 

Orthodontia
and treatment of Bruxism

50% R&C * up to $1,000 lifetime maximum
(deductible does not apply)

Not covered

Emergency treatment

Same as any other covered expense

Same as any other covered expense

* The plan pays benefits based on reasonable and customary (R&C) charges.

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Revised: January 13, 2005 .