Voluntary Accident Insurance does not cover any loss caused by or resulting from:
Suicide or any attempt thereat while sane or self-destruction or any attempt thereat while insane.
Disease of any kind; hernia of any kind; or bacterial infections, except pyogenic infections which occur through an accidental cut or wound.
Riding as a pilot or crew member in any aircraft.*
Declared or undeclared war or any act thereof.
Service in the military, naval or air service of any country.
* Unless you are a designated ABX Air, Inc. non-union Flight Management Pilot riding on ABX Air aircraft on Company business.
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