Value PPO Plan
With this option, you have the flexibility to see providers who meet yours or your family’s health care needs. “PPO” refers to “preferred provider organization” – an important feature of this type of medical plan.
Here’s how it works:
The Value PPO option has two level of benefits: Network and Non-network. Each time you need care you decide whether to see a network or non-network provider. You receive higher benefits when you see network providers. Network providers will also file claims for you. To see a list of network providers for your area, sign on to www.myuhc.com.
Deductible applies to all network and non-network services except where noted. |
||
| Summary of Benefits | Network Provider | Non-Network Provider |
|
Physician Services Specialists |
$25 Co-payment $35 Co-payment (Deductible does not apply) |
50% of MNRP* |
|
Preventive Care |
100% (Deductible does not apply) |
Not-covered |
|
Well Baby Care |
100% (Deductible does not apply) |
Not-covered |
|
Hospital Inpatient |
80% |
50% of MNRP* |
|
Hospital Outpatient |
80% |
50% of MNRP* |
|
Emergency Room |
80% after $90 co-pay for emergencies (deductible does not apply)(co-payment is not waived even if admitted) 80% after $140 co-pay for non-emergencies (deductible applies) (co-payment is not waived even if admitted) |
80% of MNRP* after $90 co-pay for emergencies (deductible does not apply)(co-payment is not waived even if admitted)
(co-payment is not waived even if admitted) |
|
Urgent Care Centers |
$35 Co-payment (Deductible does not apply) |
50% MNRP* |
|
Surgery |
80% |
50% MNRP* |
|
X-ray & laboratory |
80% |
50% MNRP* |
|
Prescription Drugs (one month supply) |
Tier 1: 90% ($15 min/$25 max) Tier 2: 80% ($30 min/$55 max) Tier 3: 60% ($60 min/ $85 max) (Deductible does not apply) |
Not covered |
|
Mail Order Prescription (3 month Supply) |
Tier 1: 90% ($25 min/$45 max) Tier 2: 80% ($60 min/$110 max) Tier 3: 60% ($120min/$170 max) (Deductible does not apply) |
Not covered |
|
Mental Health & Chemical Dependency |
Inpatient 80% Outpatient 80% after a $25 co-payment |
Inpatient 50% Outpatient 50% |
|
Deductible ** |
$725/person $1,450/family |
$1,225/person $2,450/family |
|
Co-insurance maximum |
$3,100/person $6,200/ family |
$6,200/person $12,400/ family |
|
Life time maximum |
none |
|
* Maximum Non-Network Reimbursement Program (MNRP) as determined by United HealthCare
** Deductible applies to all network and non-network services except where noted.
Employee Bi-Weekly Cost (Effective January 1, 2017)
|
Employee Only |
$77.81/bi-weekly |
|
Employee & Child(ren) |
$135.32//bi-weekly |
|
Employee & Spouse |
$163.72/bi-weekly |
|
Employee, Spouse & Child(ren) |
$242.70/bi-weekly |
Primary Care Physicians includes Family Practice, General Practice, Internal Medicine, Pediatricians, and OBGYNs.
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